How are women-owned ventures financed?

Women are more likely than males to start businesses without seeking financing. Women-owned businesses (just like their male counterparts) largely depend on personal finances; they are more likely to use credit cards to fund their businesses. And women are almost half as likely as male-owned businesses to obtain business loans from banks. This puts women-owned
businesses at a disadvantage, because a business’s relationship with a bank at the outset not only provides funds, but often provides business advice and future goodwill.