That is an absolutely fantastic question and I wish that everyone would ask that before using our services. It should be made clear to you by our consultants that we are not lenders, nor brokers, as our job is to find those credit opportunities that you are seeking and help you gain approval for them. WHay use us is the question? Well frankly we know on a daily basis who's been approving loans and who has been greanting them. If you knew that in advance you wouldn't need us, but there is more to it thanthat. There is also that fact that many, many people just like yourself have gone through the system and tried on their own to get credit. It is a very hard, cold and frustrating experience filled with pitfalls and any wrong aswer, even though it may be an error, on your application can get you DENIED! By Usine the experts at Accommodative Financial Solutions, you will exponentially increase your chnaces of success by going to the right lenders for the correct amount the first time around. Our job, when well done makes something that you would easinly have to spend 20-100 hours or a lot more time than that to get even close to applying to the correct l;enders for the correct amounts - They just don't advertise the product enough. However, we've done the research already. We have thousands upon thousands of man hours researching and applying to lenders and all of our feedback is current. So we know TODAY who is APPROVING LOANS and who id handing out DECLINE letters, you decide, which would you rather have? We are so confident in our work, that we charge you no upfront fee whatsoever and any consulting fee that we discuss will be in writing and will only become due upon you being approved for you loan and actually getting finded, so that means that you have access to the loan proceeds before our consulting fee becomes due, or else we will forgo our fee. If you don't get your money, we just don't believe that we've earned ours! Therefore we will not acceppt one penny from you unles you have been approved and funded, then we know we have been successful and that you have gotten your monies worth.