Choosing a Small Business Funding Loan & Small Business Line of Credit Consultant
Even with good credit, owners of small and home businesses can spend a lot of time and money securing the small business line of credit they need to fund and grow their businesses.
Small business financing loan consultants can help, but only if business owners “work smart” with them.
For anyone seeking any type of small business line of credit, including unsecured loans, here are five tips on how to best utilize a loan consultant:
· Size, and know-how, counts.
A small business financing loan consultant with a large database is impressive, although the real value rests with the consultants’ knowledge of the lenders in their database. The best will know their lenders well, what their applications require, and their preferred method of business.
At AFS, we’re constantly updating our database (of over 140,000 lenders) to reflect changes in the lenders’ offerings of small business line of credit programs as well as our own experience in helping our customers obtain unsecured loans or other small business financing with each of them.
· Get personal.
Personal service doesn’t end with local lenders. Find a small business financing consultant whose use of interactive website technology and sophisticated desk top conferencing can bring you “in office” to receive a personalized consultation, study lender disclosures, submit an application, and check on its status – while never leaving your offices or home businesses. Also, consider the availability of experts to answer questions and consult throughout the entire process.
Approvals on most unsecured loans range from 24-48 hours. AFSLoansOnline.com consultants are available start to finish.
· Demand guaranteed success.
Demand that your loan consultant guarantees their success at obtaining your desired small business line of credit – or will forgo their fee. Be sure that this not only includes consulting services, but pre-qualifying fees, upfront charges, or any hidden costs.
AFSLoansOnline.com clients receive a 100% approval guarantee where they pay nothing unless they receive their small business financing, loan or line of credit. That means that you have everything to gain, and nothing to lose.
· Avoid hidden interest rates.
The biggest lenders offer unsecured loans at the best competitive rates. Look for consultants who pass through those good rates with no hidden charges. While many interest rate formulas are based on your business credit rating and history, most unsecured or instant loans are offered at prime +2% to prime +7%.
You may even get a better rate if you qualify, but that should be between the lender and you. At AFSLoansOnline.com, we don’t set or mark-up rates on small business financing.
· Don’t overpay.
Ask your consultant to provide, in writing, exactly what your charges will be. Fees should be based solely on your specific small business line of credit package and should be due only after your loan has been funded.
In short, don’t overpay for small business financing or loan consultation.
Consult with AFSLoansOnline About Small Business Line of credit and Unsecured Loans
With no upfront fees, and a 100% Approval Guarantee, Accommodative Financial Solutions is the best loan consulting company to help you obtain unsecured loans or other small business line of credit, loans, or financing for small businesses and home businesses.
Unsecured loans from $10,000 to $150,000 are a specialty at AFS. Generally, with your good credit, all that’s needed is a quick five minute application with no required collateral, and based only on your stated income and with no documents required. Approval may be yours within 24 to 48 hours.