FAQ

What are my charges to get started?

There are no upfront fees, no set up charges and no hidden costs. Our success is contingent upon your success. So, if you don’t get approved and funded, our consulting services are free.

What are the interest rates on my unsecured loans and lines of credit?

The lenders make those decisions and we research that for you, it all depends on variable situations, i.e.: your credit, your debt load, and the amount of money you need to borrow. It has been our experience that most loans require are a prime plus 1.5% to prime plus 7.9 % rate. Most clients usually fall between 9.99% and 13.99% unsecured.

“No documents required”. What if I do have documents to prove my income, can I get more money?

Yes! The lenders like seeing documents to confirm your information. The better you look to the lending institutions, the more money you will qualify for based of course on other variables as well. Our expert loan consultants will find the best lenders for your situation and get you the maximum available.

How long does it take for me to get approved?

Your loan gets processed immediately; therefore you should see results within the first 24 hours, as long as you are responsive to all lender requests.

What are my payback terms?

All lending institutions are different, but most loans terms are from 24-84 months. But, credit lines don’t have a real expiration date and can be used over and over again.